Stanford Mortgage was incorporated as The Real Estate Loan Center in 1981 by Niels Harnum. After many successful years in the industry, Niels decided to travel extensively in Latin America and the company was acquired by Daniel Jacuzzi, the owner of Select Real Estate Services.

Stanford Mortgage has grown from one small office with three agents to our current corporate headquarters located in Roseville and eight branch offices throughout Northern California. With total loan origination's topping one hundred-thirty million dollars per year and full approval by FHA and VA, Stanford Mortgage offers a full array of financing for both purchases and refinances.

As a mortgage broker, Stanford Mortgage is able to shop for the best programs available. Each of our licensed loan professionals is an expert at determining our client's needs and the options that will best suit them. With a growth rate of over thirty percent per year, our reputation for quality service has fast become common knowledge in the greater Sacramento area. Call or email one of our offices nearest you today for fast and friendly assistance with your financing needs. We look forward to serving you.

Different Loan Types

CONVENTIAL

Fixed Rates 10-15-20-30-40 Year
ARM's - 1year T-Bill, COFI, COSI, Libor
Balloon Mortgages
Temporary Buydowns
Stated Income
Non-Owner / Second Homes

NON CONFORMING

Stated Income
No Income Verifications
No Ratio Programs
Interest Only Loans

REVERSE MORTGAGES

GOVERNMENT

FHA / VA Mortgages
15 - 30 Year FHA Fixed Rates
15 - 30 Year VA Fixed Rates
30-Year FHA ARM
Temporary Buydowns - GPM'S
Streamline Refinances
EEM's

JUMBO

10-15-20-30 Year Fixed Rates
Balloon Mortgages
ARM's

SECOND MORTGAGES

Equity Lines
Home Improvement

SPECIAL MORTGAGES

Zero Down Programs

CAL PERS
CHFA
MCC
Access
Nehemiah
SHRA

Stanford Mortgage
Toll Free: 1-866-912-3017
info@stanfordloans.com